SBI Critical Illness Plans
Treating critical illnesses like cancer, stroke, kidney failure, etc. requires a lot of time and money. It calls for highly expensive medical hospitalisation, costs of doctor visits, health-check up, and recuperation aid, etc. At times, the treatment can lead to spoiling the goals for life. Buying the Critical Illness Policy of SBI General prepares you for uncertainties due to critical illnesses.
SBI General Critical Illness Policy
SBI General’s Critical Illness Policy has been specially designed for the persons diagnosed with listed critical illnesses. It pays the policyholder a lump sum amount irrespective of the actual medical costs. This amount can be used to cover the highly expensive medical treatment costs. The policy covers as many as 13 life-threatening diseases, including:
- Kidney Failure
- First Heart Attack
- Major Organ Transplant
- Cancer of Specified Severity
- Coma of Specified Severity
To know all the diseases covered by SBI General’s Critical Illness Policy click here.
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Benefits of SBI General Critical Illness Insurance Policy
The critical illness policy of SBI General has been designed to cover specific life-threatening diseases. It makes you financially strong to avail the best treatment. It reimburses your hospitalisation costs and provides coverage against the expenses like doctor's consultation fees, medical tests, ambulance charges, costs of medicines, etc. Moreover, if you have a car loan, home loan, or any other types of loans, the critical illness pay-out by SBI General can help you deal with the outstanding EMIs. Coming at the lower premium amount, this policy is available in two options: 1-year plan and 3-year plan.
Key Features of SBI General Critical Illness Insurance Policy
The critical insurance product by SBI General comes with some of the best features, such as:
- Portability option
- Lifelong renewability
- Cashless treatment
- Claim settlement support
- Grace period of 30 days for renewal
With SBI General’s Critical Illness Insurance in place, you are able to stay focused on getting the best treatment rather than worrying about your savings.
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FAQs
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What critical illnesses are covered under SBI Health critical illness insurance?
Cancer, end-stage kidney failure, primary pulmonary arterial hypertension, multiple sclerosis, major organ transplant, coronary artery bypass grafts (with surgery to divide the breastbone), aorta graft surgery, heart valve surgery, stroke, myocardial infarction (first heart attack), coma, total blindness, and paralysis, are the critical illnesses covered under SBI Critical Illness plan.
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Can I purchase SBI Health critical illness insurance as a standalone policy?
Yes, you can purchase an SBI Critical Illness plan as a standalone policy.
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Are there any age restrictions for enrolling in SBI Health critical illness insurance?
The SBI Health Critical Illness plan has an age restriction of 18 to 65 years old.
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Can I pay an extra premium to waive the waiting period for SBI Health critical illness claims?
Yes, you can pay an extra premium to waive the waiting period for SBI Health Critical Illness claims.
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Can I add family members to my critical illness insurance policy with SBI Health Insurance?
No, SBI Health Insurance offers a critical illness plan as an individual plan and not as a family floater plan.